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Read Our Terms of Service

Terms of Service

Effective Date: 20th January 2012

Welcome to the official website of Hana Bank. These Terms of Service ("Terms") govern your access to and use of our website and digital services ("Services"). By using our website, you agree to comply with and be bound by these Terms. If you do not agree, please do not use our Services.

1. Use of Services

You agree to use Hana Bank’s Services only for lawful purposes and in accordance with these Terms. You must not use the Services in any way that could damage, disable, overburden, or impair our systems or interfere with any other user’s access or use.

2. Eligibility

By using our Services, you confirm that you are at least 18 years of age or the legal age of majority in your jurisdiction, and legally capable of entering into binding contracts.

3. Account and Security

Certain Services may require registration or login. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Hana Bank is not liable for any loss or damage arising from your failure to secure your login credentials.

4. Intellectual Property

All content on this website—including but not limited to text, graphics, logos, icons, images, software, and design—is the property of Hana Bank or its licensors and is protected by intellectual property laws. You may not reproduce, modify, distribute, or exploit any part of the site without express written permission.

5. Prohibited Conduct

You agree not to:

Use the Services for any fraudulent, abusive, or illegal activity

Attempt to gain unauthorized access to systems, networks, or user data

Upload or transmit any malicious code, viruses, or harmful software

Impersonate any person or misrepresent your affiliation with any entity

Violate any applicable laws, regulations, or third-party rights

6. Third-Party Links

Our website may contain links to third-party websites or services that are not controlled by Hana Bank. We are not responsible for the content, privacy practices, or accuracy of those external sites. Your use of third-party websites is at your own risk.

7. No Financial or Legal Advice

Content provided through our website is for general informational purposes only and does not constitute financial, investment, legal, or other professional advice. Always consult a qualified advisor before making decisions based on information obtained through our Services.

8. Disclaimers

The Services are provided "as is" and "as available" without warranties of any kind, either express or implied. Hana Bank does not warrant that the website will be error-free, secure, uninterrupted, or free of viruses or harmful components.

9. Limitation of Liability

To the maximum extent permitted by law, Hana Bank shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use or inability to use the Services, including loss of profits, data, or business opportunities.

10. Modifications to the Terms

Hana Bank reserves the right to revise these Terms at any time. Changes will take effect when posted. Continued use of the website after such changes constitutes your acceptance of the new Terms.

11. Termination

We reserve the right to suspend or terminate your access to the Services at our sole discretion, without notice, if we believe you have violated these Terms or engaged in prohibited conduct.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Hana Bank is headquartered, without regard to its conflict of law principles.

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